It is the most vulnerable that will be hit hardest when flooding insurance premiums sky-rocket.
With Defra offering no care and no responsibility on the dangers of flooding, who will pick up the pieces when reality hits?
Friends of the Earth's director of policy and campaigns Craig Bennett responds to the public accounts committee's report on flood management in England, which warns of uncertainty about who will pay:
The public accounts committee's chair Margaret Hodge explains the thinking behind its report on flood management:
The Association of British Insurers' director-general Otto Thoresen outlines the industry's problems with regard to flooding risk: