Opinion Former Article

CML: Could welfare reform restrict housing supply?

As part of its drive to reform welfare, the government is insisting that housing benefit is paid directly to tenants. But tenants, consumer groups, landlords, lenders and providers of social housing are united in opposition, and are urging the government to re-consider.

The impact on housing associations’ income could make it more difficult and expensive to fund social housing. And that would jeopardise another key government objective – to increase the supply of homes.

Today’s issue of CML News & Views also considers an alternative to mortgage possession for borrowers in difficulty.

In cases where home-ownership really is no longer an option, might it be better for borrowers to sell their home voluntarily and be helped into housing in another form of tenure?

To see all the stories in full, go to the latest issue of CML News & Views.

More Articles by Council of Mortgage Lenders (CML) ...

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